Glossary beginning with R

Click one of the letters above to go to the page of all terms beginning with that letter.


Reasonable and Customary Charge

Long term care insurance terminology. This provision limits reimbursement based on what the insurer determines is a reasonable charge for care in the policyholder's geographic area. This limit may or may not be published or available to the policyholder.

Remibursemet Model

A type of Long Term Care Insurance which reimburses costs of covered services for eligible individuals up to a maximum daily amount. In this model, insurance benefits are directly related to the incurred long-term care costs.


The preferred terminology for a person living in a long term care facility, as opposed to a patient.

Residential Care Facility

Terminology used by some states for facilities which provide long term care to residents who cannot live independently, but who need a minimal level of supervision and direction. In some states, this terminology is being changed, and any facility formerly licensed as a RCF will become an Assisted Living Facility.

Respite Care

Short-term care which is needed in order to maintain health or safety of the patient or to provide temporary relief from caregiving duties to a an unpaid, primary Caregiver. Respite Care may include services like Home Care or Adult Day Care, or may include an overnight stay in a Long Term Care Facility.

Reverse Mortgage

A loan program to provide one-time or monthly cash payments for the equity in an older person's home without selling the home. Reverse mortgages provide a stream of income for an older person who has most of their equity tied up in a house and who needs cash for day-to-day expenses. A financial institution will provide a series of monthly payments, based on the value of the house, in exchange for all or part of the ultimate proceeds from the sale of the house.


A program in which a coordinating agency or dispatcher is responsible for matching potential riders with cars or vanpools.

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