The issue of aging in place turns on the kind of home a person lives in and some characteristics of their neighborhood. The 2001 American Housing Survey provides statistics about "households", including households that include anyone age 65 or older. Related to those "Elderly Households", the survey reports:
The many multi-story buildings will likely need modifications to make them accessible, and some need improvements just to make them livable.
There is significant equity available which could be used to make improvements or repair the homes.
Even where public transportation is available, there is no indication of how accessible it is. These statistics point to the need to provide better transportation for those who cannot drive.
At the Joint Annual Convention of the American Society on Aging and the National Council on Aging in San Francisco, representatives of the National Council on Aging and the National Reverse Mortgage Lenders Association reported results of a study into the amount of home equity that could be available to pay for health care or home improvements to keep older adults in their own home. They reported:
Of the nearly 28 million American households age 62 and older, NCOA has found that almost half (48%), or about 13.2 million, are good candidates for a reverse mortgage. The amount that these older households could receive from a reverse mortgage is substantial ? on average $72,128. These funds can go a long way to pay for help at home and for retrofitting the home to make it safer and more comfortable. They could also use it to purchase long-term care insurance if they qualify. In total, an estimated $953 billion could be available from reverse mortgages for immediate long-term care needs and to promote aging in place.
I believe that paying for the cost of remodeling a home to make it more accessible or extraordinary health care costs are uses that might justify the risk of diminishing the biggest and possibly only asset that many people have. Most people want to remain in their own homes as they age, but a significant proportion of the homes they live in need work to be both safe and accessible.
At the Joint Annual Convention of the American Society on Aging and the National Council on Aging in San Francisco, representatives of the National Council on Aging and the National Reverse Mortgage Lenders Association reported results of a study into the amount of home equity that could be available to pay for health care or home improvements to keep older adults in their own home. They reported:
Of the nearly 28 million American households age 62 and older, NCOA has found that almost half (48%), or about 13.2 million, are good candidates for a reverse mortgage. The amount that these older households could receive from a reverse mortgage is substantial ? on average $72,128. These funds can go a long way to pay for help at home and for retrofitting the home to make it safer and more comfortable. They could also use it to purchase long-term care insurance if they qualify. In total, an estimated $953 billion could be available from reverse mortgages for immediate long-term care needs and to promote aging in place.
The nonprofit organization Rebuilding Together has a mission of helping low-income seniors to rehabilitate their homes, which may allow them to stay independent longer. The organization operates in 700 cities nationwide.
The nonprofit organization Rebuilding Together has a mission of helping low-income seniors to rehabilitate their homes, which may allow them to stay independent longer. The organization operates in 700 cities nationwide.
AARP has posted an guide to "universal design". The guide includes tips on ways to make all parts of a home easily accessible to people of all ages, by including features like an attractive tub with a built-in transfer bench that doesn't look at all institutional.
AARP has posted an guide to "universal design". The guide includes tips on ways to make all parts of a home easily accessible to people of all ages, by including features like an attractive tub with a built-in transfer bench that doesn't look at all institutional.
The Florida Association of Area Agencies on Aging has created a home repair database for seniors. The purpose of the Elder Home Repair Database is to catalogue publicly funded programs within Florida that provide home repairs for elder residents. This information is intended to assist the staff of community information and referral programs, local aging service providers, elder help lines, legislative district offices, case management practitioners, and others serving older persons to locate home repair services for elders. The database contains only those home repair programs that receive some or all of their revenue from public sources. Repair workers for these programs are directly employed by the program or are subcontractors which are paid directly by the program. Older persons served by these programs do not directly pay the worker performing the repairs from their personal resources. Users can search for home repair services by county and type of service needed.
The Florida Association of Area Agencies on Aging has created a home repair database for seniors. The purpose of the Elder Home Repair Database is to catalogue publicly funded programs within Florida that provide home repairs for elder residents. This information is intended to assist the staff of community information and referral programs, local aging service providers, elder help lines, legislative district offices, case management practitioners, and others serving older persons to locate home repair services for elders. The database contains only those home repair programs that receive some or all of their revenue from public sources. Repair workers for these programs are directly employed by the program or are subcontractors which are paid directly by the program. Older persons served by these programs do not directly pay the worker performing the repairs from their personal resources. Users can search for home repair services by county and type of service needed.
80% of injuries in people over 50 years of age occur in the home. In response to this statistic, Brazilian doctors held a competition that called for people to design a "Casa Segura" (Safe Home), suitable for an elderly person. The winning design included features like removing carpets and rugs, using anti-slip flooring, round-edged tables, installing seats in the shower, designing baths that do not have curved bases, and using hand rails in precarious areas such as stairways.
The competition was organized by the Brazilian Orthopaedic and Traumatology Society. It was part of the XXXII Brazilian Congress in Orthopaedics and Traumatology in Rio De Janero. The organization hopes that the campaign will raise awareness of the measures that can be taken to make a house safer for the older person.
80% of injuries in people over 50 years of age occur in the home. In response to this statistic, Brazilian doctors held a competition that called for people to design a "Casa Segura" (Safe Home), suitable for an elderly person. The winning design included features like removing carpets and rugs, using anti-slip flooring, round-edged tables, installing seats in the shower, designing baths that do not have curved bases, and using hand rails in precarious areas such as stairways.
The competition was organized by the Brazilian Orthopaedic and Traumatology Society. It was part of the XXXII Brazilian Congress in Orthopaedics and Traumatology in Rio De Janero. The organization hopes that the campaign will raise awareness of the measures that can be taken to make a house safer for the older person.
Harvard's Joint Center for Housing Studies has published a new report, "Housing America's Seniors," based on a two year study. This report concludes that the housing industry will need to react to the growing need for home modifications and expanded housing choices as the population ages. The study found that about 10% of older Americans live in age-restricted communities, and only about 1/3 of that segment live in communities that provide some sort of care or assistance. Another 10% of older people either move in with someone else, or have someone else move in with them as a way of receiving care assistance. The report concluded that only about half of seniors with disabilities have the home modifications they need. Interestingly, the report also found that most seniors lock in housing decisions before they turn 65, so they will need good information to understand their options and plan accordingly.
Harvard's Joint Center for Housing Studies has published a new report, "Housing America's Seniors," based on a two year study. This report concludes that the housing industry will need to react to the growing need for home modifications and expanded housing choices as the population ages. The study found that about 10% of older Americans live in age-restricted communities, and only about 1/3 of that segment live in communities that provide some sort of care or assistance. Another 10% of older people either move in with someone else, or have someone else move in with them as a way of receiving care assistance. The report concluded that only about half of seniors with disabilities have the home modifications they need. Interestingly, the report also found that most seniors lock in housing decisions before they turn 65, so they will need good information to understand their options and plan accordingly.
AARP has released the results of a new survey entitled "Fixing to Stay: A National Survey on Housing and Home Modification Issues." Respondents aged 45 and older were asked about their current housing situation, housing preferences, difficulty getting around the house, concerns about being able to remain in their home, modifying their home, changes they have made or would like to make to their home, reasons for making those modifications, and reasons for not having made home modifications.
Some key findings:
- Most Americans age 45 and over say they would like to remain in their current residence for as long as possible.
- 63% percent of survey participants believe that their current residence is where they will always live.
- 82% respondents would prefer not to move from their current home if they were to need help caring for themselves. Only 9% express a preference for moving to a facility where care is provided and 4% for moving to a relative's home.
- 8% of survey participants report that someone in the household has difficulty getting around their home, and the most common problem they report is climbing up and down stairs, generally due to arthritis, back problems, or knee problems.
- 25% of respondents expect that some member of their household will experience problems getting around their home within the next five years.
- 30% are concerned about having a home in which friends or family who may have disabilities can get around, being forced to move to a nursing home because they have trouble getting around their own home, being able to afford home modifications that will enable them to remain at home, having problems using features in their home as they get older, finding reliable contractors or handymen if they need to modify their home, or being able to provide care for a parent or relative.
- 86% have made at least one simple change to their home to make it easier for them to live there, such as installing nightlights, non-skid strips in the bathtub or shower, higher wattage light bulbs, lever faucet knobs, a telephone with large numbers and letters, carpets and rugs secured with double-sided tape, an emergency response system, lever doorknobs, or non-slip strips on their stairs.
- Of those who live in residences in which they are allowed to make modifications, 70% have made at least one major modification to make it easier for them as they get older, such as installing light switches at the top and bottom of dark stairwells, making changes or modifications to their home that would allow them to live on the first floor, adding handrails on both sides of their steps or stairs, or handrails or grab bars in their bathroom.
- 67% of respondents who have made home modifications think that those changes will allow them to live in their home longer than they would have been able to otherwise. Of this group, 75% believe the modifications will enable them to live in their home for another ten years or more.
- When asked why they have not modified their home, or have not modified it as much as they would have liked, respondents most often cite not being able to do it themselves, not being able to afford it, not trusting home contractors, not knowing how to make the changes, not having anyone to do it for them, and not knowing how to find a good home contractor.
- 52% express interest in receiving information about staying in their own home as they get older.
- 66% say they would support their state passing legislation requiring that more homes be built with the home modification features discussed in the survey.
AARP has released the results of a new survey entitled "Fixing to Stay: A National Survey on Housing and Home Modification Issues." Respondents aged 45 and older were asked about their current housing situation, housing preferences, difficulty getting around the house, concerns about being able to remain in their home, modifying their home, changes they have made or would like to make to their home, reasons for making those modifications, and reasons for not having made home modifications.
Some key findings:
- Most Americans age 45 and over say they would like to remain in their current residence for as long as possible.